Ralph Lauren RLX Reversible Insulated Vest Navy

Millions of savvy shoppers have already chosen Klarna when shopping at their favourite retailers. Try before you buy and pay in full up to 30 days later, or split the cost into 3 interest-free monthly instalments.

Pay in 3 instalments
Spread the cost of your purchase into 3 interest-free instalments. The first payment is made at point of purchase, with remaining instalments scheduled automatically every 30 days.*

Pay in 30 days
Make your purchase today so you can try before you buy. Only pay for what you keep. Pay up to 30 days later. No interest. No fees.*

* Klarna’s Pay in 3 instalments and Pay in 30 days credit agreements are not regulated by the FCA. Use of these and any missed payments may affect your ability to obtain credit from Klarna and other lenders. 18+, UK residents only. Subject to status. T&Cs apply.

Does Klarna perform a credit check and will this affect my credit score?

Depending on the payment method or service you choose, we may perform different types of searches to check your financial standing. You can find an overview of the credit checks we run for our payment options and services and whether they impact your credit score below.

Using the below Klarna payment options will not affect your credit score. However, existing, late and unpaid balances, and payment holidays, are visible on your credit file to other lenders. Making repayments on time consistently will help build a positive history when using our payment options.

As a responsible lender, we want to ensure we’re helping you make the right financial decisions for your circumstances. When a credit check is performed, we verify your identity using the details you provided and we look at information from your credit report. Depending on the payment option you choose, we may perform different types of searches and checks to assess your financial standing:

A soft credit check is performed when you apply for our Buy Now Pay Later options which will not affect your credit score. However, as a responsible lender, we share data about your payments to credit reference agencies which are visible to other lenders.

A hard credit check will be conducted when applying for one of our Financing options. This may affect your credit score.

Our credit checks are performed by the credit reference agencies Transunion & Experian. If you have questions regarding their services, your credit score, or the data provided as part of a credit check, contact the credit reference agencies directly. Credit checks are performed in accordance with Klarna’s Terms & Conditions.

How using Klarna will affect your credit score
Using Klarna will not affect your credit score. However, information such as payment holidays and existing, late and unpaid balances is visible on your credit file to other lenders.

Making repayments on time consistently will help build a positive history when using our payment options.

Good to know: Mortgage lenders could possibly include your monthly Buy Now Pay Later commitments as part of their affordability checks.

Delivery

UK Golf Academy focuses on fast and efficient delivery service for all orders. Providing a range of shipping options for both UK and international orders.

In stock products over £100 will be shipped on a Free Next Working Day service if ordered before 12 noon Monday – Friday. Weekend orders before 12 will be processed the same day if a Saturday / Sunday Delivery Service is selected. All orders processed after 12 noon will be shipped the following day.

Custom Built clubs will be shipped on a Free Next Working Day service once received from the manufacturer and the specification is checked, current lead times vary across the various brands. Click Here For Current Lead Times 

Shipping Costs

UK Mainland Delivery

Please Note: Any Large Items including Bags, Trolleys, Umbrellas, and Golf Clubs can only be sent via DPD Next Working Day or Saturday / Sunday Delivery

Scottish Highlands & Islands, Ireland & Northern Ireland, Isle of Man

Scotland Postcodes: AB37-38, 41-45, 51-56, FK19-21, IV1-28, 30-37, 40, 52-54, 63, KW1-3, 5-14, PA21- 39, PH16-26, 30-41

Ireland Postcode: BT1 - BT17, BT18-BT94

Scotland Offshore: HS1-9, IV41-49, 51, 55-56, KA27-28, KW15-17, PA20, 40-49, 60-78, PH41-44, ZE1-3

Please Note: Any Large Items including Bags, Trolleys, Umbrellas, and Golf Clubs can only be sent via DPD 2-3 Working Day Delivery

Isle of White

Please Note: Any Large Items including Bags, Trolleys, Umbrellas, and Golf Clubs can only be sent via DPD Next Working Day Delivery

Channel Islands - Guernsey & Jersey

Europe & Rest of the World